Non resident UK banking
UK bank accounts designed around non residents needs
You can open a UK bank account for your personal finances before you arrive. We have streamlined the application process to help make the process quick and easy.
All you need to do is send us certified photocopies of your passport and proof of recent address. These copies need to be certified by an authorised person before posting. Details about the certification process are available on our page on Supporting Documentation.
Once the account is set up in the UK you can operate it over the telephone, in a local Barclays Bank branch or use online banking in most locations.
You can set up direct debits or standing orders for automatic payment of domestic bills such as telephone, water, gas and electricity. This ensures you won't miss a payment and avoids the bother of having to post cheques.
The account may include a pre-arranged overdraft limit so that you can pay for what you need, knowing that your credit is secure. We can also provide loan facilities.
The bank account offers a range of credit, debit and charge card options. These can be used in cash machines and retail outlets around the world.
Types of bank account in the UK
Opening a UK bank account with us means you can move easily between our services - from branch-based current accounts to relationship or (for those with balances greater than £500,000) private banking. These services can all be accessed in-branch, by telephone or online (in most locations) for maximum flexibility.
We also provide savings accounts into which you can move any surplus cash from your current account for a higher rate of interest, or treasury accounts that offer a fixed rate of return.
Opening a UK bank account
Contact Barclays in your home country and we can open a UK bank current account for you before you arrive in the UK.
You will need to show us proof of identity and residence, and you can do this by presenting your passport and a recent utility bill. But, to help you get an account before arriving, you can photocopy the documents and send them to us after they have been certified by an authorised person.
High net worth bank account UK
You may require more hands-on involvement from us in your banking and wealth. This is particularly so if you have to manage complex family and business wealth matters.
If this is the case, our Relationship Manager service may be what you need. Relationship Managers take time to get to know you so that they can understand your objectives and circumstances, and so offer a more valuable and personalised service.
They can act on your behalf to put the resources of the Barclays Group at your disposal for things such as mortgages and investment as well as day-to-day banking needs.
To qualify you must deposit and maintain a balance of £50,000 or more (or currency equivalent) in cash or investments with us; or, if you have come to live in or are moving to the UK, deposit an annual individual gross income of £150,000 or more (or currency equivalent) into Barclays international bank accounts.
UK offshore bank account
Living in the UK as a non-UK citizen means you can use offshore banking to optimise the tax efficient possibilities of your situation. In case you want tax advice we can introduce you to our preferred tax advice partner, the international financial services firm, Ernst & Young. Offshore banking also provides the opportunity to use a range of banking and investment products in multiple currencies.
Apply now to open an international bank account with Barclays before you start living and working in the UK.
You have sole responsibility for the management of your tax and legal affairs, including making any applicable filings and payments and complying with any applicable laws and regulations. We have not provided and will not provide you with tax or legal advice and recommend that you obtain your own independent tax and legal advice tailored to your individual circumstances.
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The products and services described on this page are provided by the following companies, which are part of Barclays: Barclays Bank PLC in London and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further information on these companies and Barclays please read Important Information.
Products and services on this site may not be available in certain jurisdictions. In particular, these products and services are not being offered in Japan or the United States or to US residents. For full details of exclusions and disclaimers please see the Important Information before proceeding. Each Barclays company reserves the right to make a final determination on whether or not you are eligible for any particular product or service.